Installments and leasing
Installments and leasing
Choose convenient financing: PayU Installments and Installments 0% as well as installment and leasing offers through iPlatnosci.pl, quick decision, minimum formalities.We listen to your needs, which is why we've launched convenient purchase financing in collaboration with trusted partners. This allows you to easily tailor your payment method to your budget and growth plan: use PayU Installments (including 0% Installments ), choose iInstallments or iLeasing , or defer payment with PayPo .
Below you will find a clear description of the entire financing process: how to select an option in your shopping cart, what the application process looks like, when you will receive a decision, and how we process your order after financing is approved.
How do PayU Installments 5x0% work?
100% online available for purchases from PLN 100 to PLN 2000- Add products worth PLN 100 to PLN 2,000 to your cart, select the delivery method and the 5-installment 0% payment option.
- Complete the loan application and confirm your identity with a PLN 1 transfer or SMS code.
- Sign the loan agreement using the code received via SMS and wait for your order. In the meantime, PayU will transfer the funds to us on your behalf.
- You will receive all details regarding the loan agreement and repayment schedule by email directly from the bank.
- You will pay the first installment only 30 days after the date of purchase.
Order everything you need and pay in 5 free PayU installments (APR: 0%). After selecting the "5x0%" option, we'll display a form to fill out, and you'll receive a credit decision within moments. Payment for your order will be transferred to us immediately, and you'll begin paying in convenient installments 30 days after purchase.
The application requires you to provide personal information, such as your name, surname, and address, as well as a declaration of your income. No document scans are required.
“5x0%” installments are a cost-free option. The 0% RSSO is a 0% option, meaning no additional fees are added to the cost of the products (including any shipping costs).
Yes, the loan also covers possible transportation costs.
To confirm your identity, your bank may ask you to make a verification transfer of PLN 1. This amount will be refunded to you in full. If you are a customer of the bank, you can also confirm your identity using an SMS code, in which case a verification transfer is not required.
You don't have to wait for the courier to deliver your package. You can sign the contract online using a text message code.
When you sign a loan agreement, you'll receive all the information you need for repayment in your banking app or by email, such as the account number, amount, and repayment schedule. You have 30 days to repay the first installment!
Interest will be charged in accordance with the information sent by the Financing Organisation together with the loan agreement.
You make your return as usual. Once we receive your returned items, the amount will automatically reduce your bank liability.
Financing Organizations that cooperate with PayU under separate agreements. The current list of such Organizations is available HERE .
If the Financing Organization does not grant you credit, your purchase will not be processed. In this case, you can still complete your purchase by returning to the store and selecting a different payment method.
